Underwriters lock coverage and name a public data source. When a holder files a claim, the contract reads that source live and a validator set agrees whether the trigger fired. Valid claims pay out automatically - no adjuster, no delay, no dispute.
No claim forms. No adjusters. The contract monitors a named public source; when the trigger fires, coverage moves instantly. The only oracle is the data itself, verified by consensus.
Tilt a card to inspect it. Claims are settled from live data by validator consensus.
The contract reads the named public data source on-chain when a claim is filed. No intermediary touches the data.
Each validator independently judges whether the trigger condition is met. They cannot see each other's answers.
They must agree via the Equivalence Principle. Then escrow pays the holder instantly, or returns to the underwriter.